Business Cash Management Services
More efficiency. Way less work.
Cash Management services help businesses control and maximize cash flow. Our experienced professionals can help you select the best cash management solutions so you can expedite collections, disburse and maximize funds more efficiently, and gain immediate access to the information you need to make critical business decisions.
Access Accounts - Online Banking: With real-time, secure access to your accounts online, you can view balances and activity, transfer funds, and much more. You can also set up administrators with specific account and transaction access.
- Mobile Banking: Use your smartphone to keep track of your business banking activity on the go.
- Debit Cards: Obtain multiple debit cards for your business accounts, allowing you and your designated employees to make business purchases.
Collect Funds - ACH (Automated Clearing House) Debit: Electronically originate transactions, including collection of funds from individuals and companies.
- Lockbox: Payments made by customers are directed to a special post office box where we retrieve the payments, process them and deposit the funds directly into your bank account.
- Remote Deposits: Deposit checks right from your office computer, 24/7. With a desktop scanner, you can capture check data and images, then securely transmit this to the bank.
- Mobile Deposits: For businesses that don’t need Remote Deposits because they deposit fewer checks, use our mobile banking app to deposit customer checks
- Merchant Services: Accept customer payments via credit card, online, and smartphone.
Disburse Funds - ACH (Automated Clearing House) Credit: Generate electronic payments, such as payroll direct deposit, including the ability to set up handy templates.
- Positive Pay: Detect fraud by matching the account number, check number, and dollar amount of each check presented for payment against a list of checks previously authorized and issued by you.
- Tax Payments: Pay your federal and state taxes quickly and securely through Online Banking.
- Wire Transfers: Securely transfer funds anywhere. Depending on when you make the transfer, business funds could be available the very same day.
Earn Interest - Sweep Accounts: Automatically transfer funds above a target balance from your business Checking account at the close of business each day. Excess balances are automatically transferred into an FDIC-insured overnight investment account.
- Money Market Accounts: Money Market accounts allow you easy access to your funds, while still earning a top market rate. They’re a great way to build a buffer for unplanned expenses or to save for a special purchase for your business.
To learn more about our many Cash Management services, contact our Business Experts!
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